Getting Covered

Small Businesses

Employers

There’s nothing small about the fact that Hawaii harbors more than 30,000 small businesses. Fortunately, the Hawaiʻi Health Connector is doing everything possible to make employee coverage easier to buy, easier to understand, and easier to afford. We’ll be giving employers and employees a wide range of plans to choose from; assurance that every plan meets minimum federal standards; and access to tax credits that could possibly subsidize the cost of insurance.

Through the Connector, small business owners will be able to select from an array of quality health care plans. Employees will then be able to browse and select the health care plan to best fit their needs.

Small business employers will be able to:

The Connector will make providing insurance an easier experience so you can get back to what is important – STRENGTHENING Your Business.

Employers

Click here to create an account, shop, and compare in our Marketplace.

Click here for a paper application for Employers.

Employees

If you are an employee and you would like to compare plans,  you will be able to enroll on 11/1/2013.

Click here for a paper application for Employees.

Self-Employed

If you are self-employed, you can research and compare plans as an individual.

ACA Quick Facts for Small Businesses

Small Business Health Care Tax Credit for Small Employers

Employee Notice Requirements

Through the Affordable Care Act and the Fair Labor Standards Act, employers must provide each employee with a written notice

  1. Informing the employee of the existence of Exchanges including a description of the services provided by the Exchanges, and the manner in which the employee may contact Exchanges to request assistance;
  2. If the employer plan’s share of the total allowed costs of benefits provided under the plan is less than 60 percent of such costs, that the employee may be eligible for a premium tax credit under section 36B of the Internal Revenue Code (the Code) if the employee purchases a qualified health plan through an Exchange; and
  3. If the employee purchases a qualified health plan through an Exchange, the employee may lose the employer contribution (if any) to any health benefits plan offered by the employer and that all or a portion of such contribution may be excludable from income for Federal income tax purposes.

Employee Notice Templates

FAQs About ACA Implementation Part XI